This is one of the most common questions we get.  It’s also a great question because you need to understand how Original Medicare works to understand your coverage options. 

Medicare is a national health insurance program in the United States that is designed for people 65 and older, as well as younger people who have certain disabilities or conditions.  “Original Medicare” refers to two specific types of coverage that are offered through the federal government: Medicare Part A (hospital insurance) and Medicare Part B (medical insurance).  Part A is free for most people; Part B requires you to pay a monthly premium based on your income level. 

These two plans together help you limit your out-of-pocket costs for many inpatient and outpatient services.