There are several ways for people to become eligible to apply for Medicare. One is if a person or his spouse worked for a minimum of ten years in employment that's covered by Medicare and are at least aged 65, or a citizen of the United States of America and at least 65 years old.
Medicare is primarily a way for the government to be able to help old people or senior citizens cover their medical bills, though lately, Medicare has also started catering to those with disabilities. Eligibility for Medicare is also available to people suffering from at least 18 months of end stage renal disease.
People under 65 years old can also avail of Medicare if the Social Security Association has declared them completely and permanently disabled. They should be getting disability benefits from either the Railroad Retirement Board or the Social Security for at least two years. After the two-year period, the person becomes automatically enrolled in Medicare.
There are many beneficiaries that are dual-eligible, which means that they are eligible for both the Medicare and Medicaid. Medicaid pays for the Part B premium, as well as the drugs that Part D cannot cover.
People with Medicare eligibility can avail of the different Medicare plans and services. The two major parts of Medicare are Parts A and B. Part A provides the beneficiary with hospital benefits, while Part B takes care of medical benefits.
You can be eligible for Medicare at the age of 65 even if you do not retire. Some senior citizens do not enroll for Medicare because they still have working spouses. However, after ten years of you and your spouse being unemployed and you still haven't enrolled for Medicare, the government will fine you.
Medicare is a convenient and helpful plan that allows the government to help its old citizens take care of themselves better and reduce medical costs. As we all know, people become more susceptible to illnesses as we grow older, so it is doubly important to have a way to get the medical attention that we need.
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